Payment agents

Govern payment agents before money moves.

Refund agents, dispute bots, transfer automation, and AI commerce flows are moving real money in production. Faramesh checks every transaction against policy before it executes.

Tools we cover

One layer. Every payment agent.

Faramesh hooks into the layer each agent runtime executes through. Stripe, Adyen, Plaid, Modern Treasury, they all sit downstream of the framework. Govern at the framework, govern every payment.

LangChain
LangChain
Auto-patches every tool call
LangGraph
LangGraph
Wraps the graph runtime
CrewAI
CrewAI
Governs every crew action
OpenAI
OpenAI Agents SDK
Hooks into Runner before tool execution
AWS Bedrock
Patches Bedrock Agents at runtime
Custom Python agents
One command, zero code changes
What's at stake

Payment agents move money in five steps.

Refund bots, dispute handlers, transfer agents. They look up customer context, decide what to do, and execute. Most of the time it works. The times it doesn't, money has already moved.

Attack path · representative scenario5 minutes to friendly fraud
Routine task
Agent receives a refund request via support email.
Reads context
Customer claims the product never arrived.
Decides resolution
Agent has a refund tool with a $5,000 per-transaction limit.
Issues refund
Refund executes against the original payment method. Logged.
Customer was lying
$5,000 gone. Friendly fraud, no second-line review.
Every step looked rational. Faramesh would have stopped step 4 before the refund cleared.
Other payment agent risks
Cost runaways
Agents loop through paid APIs. Five-figure bills before anyone notices.
Permission creep
Refund access becomes payout access. Frameworks bundle credentials.
Unprovable intent
Logs show the tool call. They don't show the policy that authorized it.
Recent signalsTreasury FS AI RMFFeb 2026Visa: bot transactions up 25%Sep 2025Faster Payments Council warningAug 2025
Keep exploring

Other ways teams use Faramesh.

Use case

Customer support agents

Govern AI agents handling customer escalations, refunds, and account changes.

Use case

Multi-agent systems

Stop authority drift across orchestrators, planners, and executor agents.

Use case

Coding agents

Govern Cursor, Claude Code, Copilot, and custom coding agents before they touch production.

What changes when Faramesh is in front
Move money safely.
Refunds, transfers, payouts all stop at the boundary of what policy allows. No surprise withdrawals, no friendly fraud, no five-figure runaways.
Compliance teams sleep.
Every transaction recorded with policy decision and reasoning. When SOC 2 Type II, PCI-DSS, or ISO 42001 audits ask, you have answers.
Stay ahead of the FS AI RMF.
Treasury's framework went live in February 2026. Faramesh maps to its control objectives so your audit posture is ready before regulators harden expectations.

Ship governed payment agents.

Early accessView on GitHub